Let Us Handle your Insurance and We’ll Let you Handle the Driving!
Insurance For New Drivers in Utah
We help first-time drivers get started confidently and compliantly with tailored insurance plans that meet your unique needs—no matter your background or driving history.
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Our Services: Insurance for New Truckers
Whether you’re just getting your authority or driving under someone else’s DOT, our services are built for new and aspiring truck drivers. We work with a network of specialized insurers that offer flexible policies with transparent pricing.
We help new drivers secure:
Primary Liability Insurance – FMCSA-required coverage for bodily injury or property damage.
Cargo Insurance – Protect your freight during transit.
- Physical Damage Coverage – Covers repairs or replacement for your truck.
- Non-Trucking Liability – Protection when using your truck off-duty.
- Occupational Accident Insurance – An affordable alternative to workers’ comp for owner-operators.
We serve all of Utah, from Salt Lake City to St. George and everywhere in between. Whether you’re leased onto a company or starting your own authority, we’ve got options.
Why New Truck Drivers Need Insurance
New drivers are often seen as higher risk by insurers. That doesn’t mean you have to pay sky-high rates or settle for bad coverage. The key is working with a provider who understands your journey.
Without proper coverage:
You won’t get your authority approved by the FMCSA.
You won’t get loads, as brokers and shippers require proof of coverage.
- You risk financial disaster if an accident occurs.
We specialize in helping first-time drivers build a strong insurance foundation so they can grow confidently.
How to Get Insurance as a New Truck Driver
Getting insurance for the first time can feel overwhelming, especially when you’re still learning the ropes. That’s why we keep it simple.
CNS Insurance and CNS together have many success stories from turning clients from High Risk Trucking Carriers into Profitable and sustainable trucking carriers that only attract the best drivers.
Here’s how it works:
- Free Quote Request – Submit your info online or over the phone.
- We Shop the Market – We compare quotes from multiple specialized providers.
- Customized Plan Review – We explain your options and help you choose.
- Fast Policy Setup – Get bound, filed with FMCSA, and on the road ASAP.
You can also get advice on improving your rate over time—like taking safety courses, improving your credit, and avoiding claims.
Resources for New Truckers
Want to learn more? Here are helpful guides and tools:
Have questions? Call us today—we’re happy to walk you through every step.
Types of Commercial Auto Coverage
Diminished Value Insurance Coverage
Diminished Value Coverage accounts for the actual or perceived loss in market value or resale value of a car that was in an accident.
Truck Cargo
In many cases, the most valuable asset in your business is the cargo you haul. Truck Cargo coverage insures the contents of the trailer and much more so you are not liable for damages.
On-Hook Towing Insurance Coverage
On-Hook Towing Insurance Coverage pays for damages to a vehicle, such as fire or collision, while the car is in tow.
Garagekeepers Insurance Coverage
Garagekeeper coverage protects tow truck drivers against things like fire, theft, vandalism, or a collision with a vehicle they are towing.